import type { CSSProperties } from "react";
import type { Metadata } from "next";
import Link from "next/link";
import styles from "../resources/resources.module.css";
import SiteHeader from "../components/SiteHeader";
import {
  PERSON_ID,
  SITE_URL,
  WEBSITE_ID,
  overcomersEntity,
  personEntity,
  websiteEntity,
} from "../lib/site";

export const metadata: Metadata = {
  title: "Scam Prevention & Fraud Awareness",
  description:
    "Free scam-prevention education, fraud warning signs, identity-protection tools, reporting resources, and recovery guidance from Toshin Samuels.",
  alternates: { canonical: "/scam-prevention" },
  openGraph: {
    title: "Scam Prevention & Fraud Awareness | Toshin Samuels",
    description:
      "Free guidance for recognizing scams, protecting your identity and money, reporting fraud, and beginning recovery.",
    url: `${SITE_URL}/scam-prevention`,
    siteName: "Toshin Samuels",
    type: "article",
  },
  twitter: {
    card: "summary",
    title: "Scam Prevention & Fraud Awareness | Toshin Samuels",
    description:
      "Free guidance for recognizing scams, protecting your identity and money, reporting fraud, and beginning recovery.",
  },
};

const structuredData = {
  "@context": "https://schema.org",
  "@graph": [
    websiteEntity,
    personEntity,
    overcomersEntity,
    {
      "@type": "WebPage",
      "@id": `${SITE_URL}/scam-prevention#webpage`,
      url: `${SITE_URL}/scam-prevention`,
      name: "Scam Prevention & Fraud Awareness",
      description:
        "A free public-service guide to scam warning signs, identity protection, fraud reporting, and recovery resources.",
      isPartOf: { "@id": WEBSITE_ID },
      author: { "@id": PERSON_ID },
      about: [
        "Scam prevention",
        "Fraud awareness",
        "Identity protection",
        "Fraud reporting",
      ],
      inLanguage: "en-US",
    },
  ],
};

type Resource = {
  name: string;
  description: string;
  href: string;
};

type ResourceGroup = {
  title: string;
  intro: string;
  resources: Resource[];
};

const warningFlags = [
  {
    title: "Unexpected contact",
    text: "Be cautious when someone contacts you out of nowhere asking for money, account access, personal information, or immediate action.",
  },
  {
    title: "Pressure and urgency",
    text: "Scammers often create a deadline, emergency, threat, or fear that something terrible will happen unless you act immediately.",
  },
  {
    title: "Requests for secrecy",
    text: "A demand that you not tell your family, bank, police, employer, or anyone else is a major warning sign.",
  },
  {
    title: "They tell you how you must pay",
    text: "Gift cards, cryptocurrency, wire transfers, cash, payment apps, gold, or other difficult-to-reverse payments are common scam tools.",
  },
  {
    title: "Move your money to 'protect it'",
    text: "Banks and government agencies do not tell you to move your savings into a special account, cryptocurrency wallet, cash box, or 'safe' account.",
  },
  {
    title: "They ask for verification codes",
    text: "Never give someone a one-time login code, authentication code, PIN, password, or security answer because they contacted you.",
  },
  {
    title: "Remote access to your device",
    text: "Do not install remote-access software or let an unexpected caller control your computer or phone.",
  },
  {
    title: "Caller ID is not proof",
    text: "Phone numbers, email addresses, logos, badges, documents, social-media profiles, and websites can all be spoofed or copied.",
  },
  {
    title: "Too good to be true",
    text: "Guaranteed returns, secret investments, surprise prizes, effortless income, guaranteed grants, or extraordinary offers deserve independent verification.",
  },
  {
    title: "Emotional manipulation",
    text: "Fear, romance, sympathy, authority, embarrassment, greed, loyalty and urgency are all emotions scammers deliberately exploit.",
  },
  {
    title: "A link instead of an official website",
    text: "For banks, government agencies and important accounts, open the official app or type the known website yourself rather than using a link from a message.",
  },
  {
    title: "They know personal information",
    text: "Knowing your name, address, relatives, account provider or part of your Social Security number does not prove someone is legitimate.",
  },
  {
    title: "Recovery after a previous scam",
    text: "Be extremely cautious of anyone promising to recover money you already lost, especially if they demand payment or personal information first.",
  },
  {
    title: "AI voice or video 'proof'",
    text: "A convincing voice, video call or image is no longer reliable proof of identity. Verify important requests through a separate trusted channel.",
  },
];

const actionSteps = [
  "Stop communicating with the suspected scammer. Do not send additional money or information.",
  "If money was sent, contact your bank, card issuer, payment app, wire service or cryptocurrency provider immediately and tell them the transaction was fraudulent. Ask whether it can be stopped, recalled or reversed.",
  "If passwords or login information were exposed, change them from a trusted device. Use a different strong password for each important account.",
  "Turn on multifactor authentication wherever it is available.",
  "If your Social Security number or identity information may be exposed, consider freezing your credit and use IdentityTheft.gov for a personalized recovery plan.",
  "Save evidence: messages, emails, usernames, phone numbers, URLs, receipts, transaction IDs, wallet addresses and screenshots.",
  "Report the incident through the appropriate official agency. Reports help investigators identify patterns even when an individual report does not immediately lead to a case.",
  "Be alert for follow-up recovery scams. Victims are frequently targeted again by people claiming they can recover the original loss.",
];

const groups: ResourceGroup[] = [
  {
    title: "Learn the Warning Signs",
    intro:
      "Start with trusted guides that explain how scams work, what tactics repeat across different schemes, and what to do before sending money or information.",
    resources: [
      {
        name: "FTC — How to Avoid a Scam",
        description:
          "A plain-language overview of the recurring tactics scammers use and how to slow down before responding.",
        href: "https://consumer.ftc.gov/articles/how-avoid-scam",
      },
      {
        name: "CFPB — Fraud & Scams",
        description:
          "Federal consumer-protection guidance on common fraud, identity theft, warning signs, rights and recovery.",
        href: "https://www.consumerfinance.gov/consumer-tools/fraud/",
      },
      {
        name: "FTC — Online Scams",
        description:
          "Guides covering phishing, romance scams, tech-support scams and other online threats.",
        href: "https://consumer.ftc.gov/online-scams",
      },
      {
        name: "FTC — Impersonator Scams",
        description:
          "Learn how criminals pretend to be government agencies, businesses, relatives, employers and other trusted people.",
        href: "https://consumer.ftc.gov/features/how-avoid-imposter-scams",
      },
      {
        name: "BBB Scam Tracker",
        description:
          "Search recent scam reports by business name, website, email, phone number, location or scam type.",
        href: "https://www.bbb.org/scamtracker",
      },
      {
        name: "AARP Fraud Watch Network",
        description:
          "Free scam education, current fraud news and guidance for people who think they may have been targeted.",
        href: "https://www.aarp.org/money/scams-fraud/about-fraud-watch-network/",
      },
      {
        name: "Identity Theft Resource Center",
        description:
          "Nonprofit identity-theft and fraud education plus free victim-assistance resources.",
        href: "https://www.idtheftcenter.org/",
      },
    ],
  },
  {
    title: "Protect Your Identity & Credit",
    intro:
      "Free tools to reduce identity-theft risk, watch your credit and recover if personal information has already been exposed.",
    resources: [
      {
        name: "IdentityTheft.gov",
        description:
          "The federal government's identity-theft reporting and recovery system. It can create a personalized recovery plan.",
        href: "https://www.identitytheft.gov/",
      },
      {
        name: "IdentityTheft.gov — Recovery Resources",
        description:
          "Recovery steps, sample letters, rights, breach guidance and credit-bureau information.",
        href: "https://www.identitytheft.gov/resources",
      },
      {
        name: "FTC — Credit Freezes & Fraud Alerts",
        description:
          "Learn how free credit freezes and fraud alerts can make it harder for identity thieves to open new accounts.",
        href: "https://consumer.ftc.gov/articles/credit-freezes-and-fraud-alerts",
      },
      {
        name: "AnnualCreditReport.com",
        description:
          "The federally authorized source for free credit reports from Equifax, Experian and TransUnion.",
        href: "https://www.annualcreditreport.com/",
      },
      {
        name: "IRS Identity Theft Central",
        description:
          "Protect against and recover from tax-related identity theft and learn about IRS identity-protection tools.",
        href: "https://www.irs.gov/identity-theft-central",
      },
      {
        name: "IRS Identity Protection PIN",
        description:
          "Learn about the free IP PIN that helps prevent someone else from filing a federal tax return using your identity.",
        href: "https://www.irs.gov/newsroom/identity-protection-pins-help-taxpayers-guard-against-tax-related-identity-theft",
      },
      {
        name: "Social Security — Protect Your Identity",
        description:
          "Identity-protection guidance from the Social Security Administration Office of Inspector General.",
        href: "https://oig.ssa.gov/scam-awareness/protect-yourself-from-identity-theft/",
      },
      {
        name: "ITRC — Free Identity Recovery Help",
        description:
          "Free nonprofit assistance and individualized recovery guidance for people affected by identity theft or fraud.",
        href: "https://www.idtheftcenter.org/recover/",
      },
    ],
  },
  {
    title: "Common Scams to Know",
    intro:
      "The story changes, but the underlying tactics repeat. Learn the patterns before you encounter them.",
    resources: [
      {
        name: "Phishing Emails & Texts",
        description:
          "FTC guidance on recognizing messages designed to steal passwords, account numbers and personal information.",
        href: "https://consumer.ftc.gov/articles/how-recognize-avoid-phishing-scams",
      },
      {
        name: "Government Impersonation",
        description:
          "Learn how scammers pretend to be the IRS, Social Security, Medicare, the FTC, police and other agencies.",
        href: "https://consumer.ftc.gov/articles/how-avoid-government-impersonation-scam",
      },
      {
        name: "Tech Support Scams",
        description:
          "Fake virus warnings, bogus subscriptions and callers seeking remote access to your computer.",
        href: "https://consumer.ftc.gov/articles/how-spot-avoid-and-report-tech-support-scams",
      },
      {
        name: "Romance Scams",
        description:
          "Learn the warning signs when an online relationship gradually turns into requests for money or investments.",
        href: "https://consumer.ftc.gov/articles/what-know-about-romance-scams",
      },
      {
        name: "Job Scams",
        description:
          "Recognize fake recruiters, work-from-home schemes, upfront fees and fraudulent checks.",
        href: "https://consumer.ftc.gov/articles/job-scams",
      },
      {
        name: "Fake Check Scams",
        description:
          "Understand why a deposited check can appear to clear before the bank later discovers that it was fraudulent.",
        href: "https://consumer.ftc.gov/articles/how-spot-avoid-and-report-fake-check-scams",
      },
      {
        name: "Gift Card Scams",
        description:
          "Learn why demands for gift-card payment are a major scam indicator and what to do if you already paid.",
        href: "https://consumer.ftc.gov/articles/avoiding-and-reporting-gift-card-scams",
      },
      {
        name: "Prize, Sweepstakes & Lottery Scams",
        description:
          "If you must pay money or provide financial information to collect a supposed prize, stop and verify.",
        href: "https://consumer.ftc.gov/articles/fake-prize-sweepstakes-and-lottery-scams",
      },
      {
        name: "Refund & Recovery Scams",
        description:
          "Scammers often return after a loss pretending to be investigators, lawyers or recovery specialists.",
        href: "https://consumer.ftc.gov/articles/refund-and-recovery-scams",
      },
      {
        name: "Mortgage Relief Scams",
        description:
          "Warning signs for homeowners targeted with fake foreclosure or mortgage-assistance promises.",
        href: "https://consumer.ftc.gov/articles/mortgage-relief-scams",
      },
      {
        name: "Investment Fraud Red Flags",
        description:
          "SEC guidance on guaranteed returns, pressure, fake credentials, suspicious payments and other investment-fraud warning signs.",
        href: "https://www.investor.gov/protect-your-investments/fraud/how-avoid-fraud/red-flags-investment-fraud-checklist",
      },
      {
        name: "IRS 2026 Dirty Dozen",
        description:
          "The IRS's current annual list of major tax scams, including AI impersonation, phishing, fake charities and bogus tax-credit promotions.",
        href: "https://www.irs.gov/newsroom/dirty-dozen",
      },
      {
        name: "Medicare Fraud & Identity Theft",
        description:
          "Official Medicare guidance on protecting your Medicare number, spotting fraudulent claims and reporting abuse.",
        href: "https://www.medicare.gov/basics/reporting-medicare-fraud-and-abuse",
      },
      {
        name: "Postal & Package Scams",
        description:
          "U.S. Postal Inspection Service reporting and prevention resources for mail fraud, fake deliveries, sweepstakes and identity theft.",
        href: "https://www.uspis.gov/report",
      },
    ],
  },
  {
    title: "Verify Before You Trust",
    intro:
      "Do not rely on what the person contacting you gives you. Independently verify businesses, investments, charities, websites and professionals.",
    resources: [
      {
        name: "BBB Scam Tracker — Look Up a Scam",
        description:
          "Search reports by phone number, website, email, business name, location or scam type.",
        href: "https://www.bbb.org/scamtracker/lookupscam",
      },
      {
        name: "Investor.gov — Protect Your Investments",
        description:
          "Research investment professionals, learn fraud warning signs and check investment information before sending money.",
        href: "https://www.investor.gov/protect-your-investments",
      },
      {
        name: "FINRA BrokerCheck",
        description:
          "Free background information about registered brokerage firms and investment professionals.",
        href: "https://brokercheck.finra.org/",
      },
      {
        name: "Investor.gov — Protect Your Money",
        description:
          "Current SEC guidance on relationship investment scams, suspicious payment methods, AI, fake testimonials and high-return promises.",
        href: "https://www.investor.gov/protect-your-investments/fraud/protect-your-money",
      },
      {
        name: "IRS Tax-Exempt Organization Search",
        description:
          "Verify whether an organization is recognized by the IRS before relying on claims about tax-exempt charitable status.",
        href: "https://www.irs.gov/charities-non-profits/tax-exempt-organization-search",
      },
      {
        name: "AnnualCreditReport.com",
        description:
          "Monitor all three major credit reports for accounts or activity you do not recognize.",
        href: "https://www.annualcreditreport.com/",
      },
      {
        name: "FTC Consumer Advice",
        description:
          "Search a company, scam type or suspicious situation against federal consumer-protection guidance.",
        href: "https://consumer.ftc.gov/",
      },
    ],
  },
  {
    title: "Protect Your Accounts & Devices",
    intro:
      "Basic digital-security habits make it much harder for someone to turn one mistake into access to everything you own.",
    resources: [
      {
        name: "CISA — Secure Our World",
        description:
          "Federal cybersecurity guidance built around phishing awareness, strong passwords, multifactor authentication and software updates.",
        href: "https://www.cisa.gov/secure-our-world",
      },
      {
        name: "CISA — Turn on Multifactor Authentication",
        description:
          "Step-by-step guidance for adding an additional layer of protection beyond a password.",
        href: "https://www.cisa.gov/secure-our-world/turn-mfa",
      },
      {
        name: "CISA Security Tip Sheets",
        description:
          "Free downloadable materials on phishing, passwords, MFA, software updates, AI safety and protecting older adults online.",
        href: "https://www.cisa.gov/resources-tools/resources/secure-our-world-cybersecurity-awareness-month-resources",
      },
      {
        name: "FTC — Online Privacy & Security",
        description:
          "Protect devices, accounts and personal information from online scams and identity theft.",
        href: "https://consumer.ftc.gov/identity-theft-and-online-security/online-privacy-and-security",
      },
      {
        name: "SEC — Protect Financial Accounts From Phishing",
        description:
          "Current guidance on phishing, smishing and voice phishing aimed at financial and investment accounts.",
        href: "https://www.investor.gov/introduction-investing/general-resources/news-alerts/alerts-bulletins/investor-alerts/updated-investor-alert-dont-get-ished-tips-protect-your-investment-and-financial-accounts-phishing",
      },
      {
        name: "Social Security Identity-Protection Guide",
        description:
          "Simple protective steps for Social Security numbers, devices, financial accounts and suspicious communications.",
        href: "https://oig.ssa.gov/scam-awareness/protect-yourself-from-identity-theft/",
      },
      {
        name: "FTC Cybersecurity for Small Business",
        description:
          "Free security guidance for protecting business data, email, networks, staff and customers.",
        href: "https://www.ftc.gov/business-guidance/small-businesses/cybersecurity",
      },
    ],
  },
  {
    title: "Report a Scam & Start Recovering",
    intro:
      "If something already happened, speed matters. Contact the financial institution first when money was sent, preserve evidence, then use the appropriate official reporting channel.",
    resources: [
      {
        name: "FTC — ReportFraud",
        description:
          "Report scams, deceptive businesses and fraud to the Federal Trade Commission.",
        href: "https://reportfraud.ftc.gov/",
      },
      {
        name: "IdentityTheft.gov",
        description:
          "Report identity theft and receive a personalized federal recovery plan.",
        href: "https://www.identitytheft.gov/",
      },
      {
        name: "FBI Internet Crime Complaint Center",
        description:
          "The FBI's central reporting system for internet-enabled fraud, scams, cybercrime and financial crime.",
        href: "https://www.ic3.gov/",
      },
      {
        name: "FBI IC3 — Victim Resources",
        description:
          "Guidance on preserving evidence, protecting yourself after a loss and reducing the risk of revictimization.",
        href: "https://www.ic3.gov/Outreach/Resources",
      },
      {
        name: "CFPB — Fraud & Scam Help",
        description:
          "Consumer-protection guidance on unauthorized transactions, identity theft and financial scams.",
        href: "https://www.consumerfinance.gov/consumer-tools/fraud/",
      },
      {
        name: "Social Security — Report a Scam",
        description:
          "Report suspicious communications pretending to be Social Security or SSA Office of Inspector General.",
        href: "https://oig.ssa.gov/scam-awareness/report-the-scam/",
      },
      {
        name: "IRS — If You Were Scammed",
        description:
          "Steps for limiting financial and tax-identity damage after a scam and reporting tax-related fraud.",
        href: "https://www.irs.gov/help/tax-scams/if-you-were-scammed",
      },
      {
        name: "Medicare — Report Fraud & Abuse",
        description:
          "Official reporting and recovery information for Medicare fraud and medical identity theft.",
        href: "https://www.medicare.gov/basics/reporting-medicare-fraud-and-abuse",
      },
      {
        name: "FCC — Unwanted Calls, Texts & Spoofing",
        description:
          "Report unwanted calls, robotexts and caller-ID spoofing and learn how these schemes work.",
        href: "https://consumercomplaints.fcc.gov/hc/en-us/articles/115002234203-Unwanted-Calls-Texts-Phone",
      },
      {
        name: "U.S. Postal Inspection Service",
        description:
          "Report mail fraud, fake package messages, sweepstakes scams, identity theft involving mail and related crimes.",
        href: "https://www.uspis.gov/report",
      },
    ],
  },
  {
    title: "Older Adults, Caregivers & Medicare",
    intro:
      "Older adults are frequently targeted with government impersonation, tech-support, romance, investment and recovery scams. These resources are designed to help families recognize and respond.",
    resources: [
      {
        name: "AARP Fraud Watch Network",
        description:
          "Free fraud education, current alerts and guidance for people who think they or a family member may be targeted.",
        href: "https://www.aarp.org/money/scams-fraud/about-fraud-watch-network/",
      },
      {
        name: "Department of Justice — Elder Justice",
        description:
          "Federal elder-fraud prevention, reporting and victim-support information.",
        href: "https://www.justice.gov/elderjustice",
      },
      {
        name: "Medicare — Fraud & Abuse",
        description:
          "Learn how to protect Medicare information and recognize medical identity theft and fraudulent billing.",
        href: "https://www.medicare.gov/basics/reporting-medicare-fraud-and-abuse",
      },
      {
        name: "Social Security Scam Awareness",
        description:
          "Current warnings about fake badges, threats, impersonation, Social Security messages and government scams.",
        href: "https://oig.ssa.gov/scam-alerts/",
      },
      {
        name: "CFPB — Fraud & Scams",
        description:
          "Consumer-protection resources including elder financial exploitation, impersonation, money-transfer fraud and identity theft.",
        href: "https://www.consumerfinance.gov/consumer-tools/fraud/",
      },
      {
        name: "Identity Theft Resource Center",
        description:
          "Free assistance for identity-theft, fraud and scam victims and their families.",
        href: "https://www.idtheftcenter.org/",
      },
      {
        name: "FTC — Pass It On",
        description:
          "Plain-language scam education designed to be shared with family, friends, older adults and caregivers.",
        href: "https://consumer.ftc.gov/node/77608",
      },
    ],
  },
  {
    title: "Businesses, Nonprofits & Organizations",
    intro:
      "Fraud also targets organizations through fake invoices, spoofed executives, compromised email, bogus grants, vendor impersonation and payment-transfer requests.",
    resources: [
      {
        name: "FTC — Scams and Your Small Business",
        description:
          "Free guide covering fake invoices, government imposters, bogus grants, phishing, business coaching and tech-support scams.",
        href: "https://www.ftc.gov/business-guidance/resources/scams-your-small-business-guide-business-0",
      },
      {
        name: "FTC — Cybersecurity for Small Business",
        description:
          "Guidance on phishing, backups, email authentication, remote access, network security and incident response.",
        href: "https://www.ftc.gov/business-guidance/small-businesses/cybersecurity",
      },
      {
        name: "FTC — Protecting Small Businesses",
        description:
          "Central resource for fraud prevention, cybersecurity, customer data protection and breach response.",
        href: "https://www.ftc.gov/business-guidance/small-businesses",
      },
      {
        name: "FBI — Business Email Compromise",
        description:
          "Prevention guidance for fraudulent wire instructions, compromised business email and account-change requests.",
        href: "https://www.ic3.gov/PSA/2024/PSA240911",
      },
      {
        name: "IRS — 2026 Dirty Dozen",
        description:
          "Current tax scams affecting individuals, businesses and tax professionals, including AI impersonation and spear phishing.",
        href: "https://www.irs.gov/newsroom/dirty-dozen",
      },
      {
        name: "FBI IC3",
        description:
          "Report cyber-enabled business fraud, compromised accounts, fraudulent transfers and other internet crime.",
        href: "https://www.ic3.gov/",
      },
      {
        name: "FTC — Business Impersonation Protection",
        description:
          "Steps organizations can take to prevent criminals from spoofing their company identity and targeting customers.",
        href: "https://www.ftc.gov/business-guidance/blog/2025/09/small-business-know-how-stop-would-be-business-impersonator",
      },
    ],
  },
];

const page: CSSProperties = {
  minHeight: "100vh",
  background:
    "radial-gradient(circle at 78% 8%, rgba(181,139,70,.17), transparent 32%), #0c1c16",
  color: "#f6f3ea",
};

const shell: CSSProperties = {
  width: "min(1120px, calc(100% - 36px))",
  margin: "0 auto",
};

const eyebrow: CSSProperties = {
  color: "#d3a354",
  textTransform: "uppercase",
  letterSpacing: ".16em",
  fontWeight: 700,
  fontSize: 13,
};

const title: CSSProperties = {
  fontFamily: "Georgia, 'Times New Roman', serif",
  fontSize: "clamp(44px, 7vw, 76px)",
  lineHeight: 1.03,
  fontWeight: 500,
  margin: "18px 0 24px",
};

const button: CSSProperties = {
  display: "inline-block",
  padding: "11px 15px",
  background: "#d3a354",
  color: "#102019",
  textDecoration: "none",
  fontWeight: 700,
  borderRadius: 3,
  marginTop: 14,
};

const flagGrid: CSSProperties = {
  display: "grid",
  gridTemplateColumns: "repeat(auto-fit, minmax(230px, 1fr))",
  gap: 14,
  marginTop: 22,
};

const flagCard: CSSProperties = {
  padding: 20,
  border: "1px solid rgba(211,163,84,.22)",
  background: "rgba(255,255,255,.035)",
  borderRadius: 8,
};

export default function ScamPreventionPage() {
  return (
    <main style={page}>
      <SiteHeader />

      <script
        type="application/ld+json"
        dangerouslySetInnerHTML={{ __html: JSON.stringify(structuredData) }}
      />

      <div style={shell}>
        <section style={{ padding: "72px 0 48px", maxWidth: 900 }}>
          <p style={eyebrow}>
            Scam Prevention • Fraud Awareness • Identity Protection
          </p>

          <h1 style={title}>Slow down. Verify first. Protect yourself.</h1>

          <p
            style={{
              color: "#d8d6ce",
              fontSize: 20,
              lineHeight: 1.7,
              maxWidth: 800,
            }}
          >
            Scams succeed by creating pressure before you have time to think.
            This page is designed to help you recognize warning signs, protect
            your identity and money, verify what you are being told, and know
            where to turn if something has already happened.
          </p>
          <p
            style={{
              color: "#bfc4bd",
              fontSize: 15,
              lineHeight: 1.65,
              marginTop: 20,
            }}
          >
            A free public-service resource prepared and maintained by Toshin
            Samuels, author, fraud-prevention educator, and Founder and
            President of Overcomers Society.
          </p>
        </section>

        <aside
          style={{
            border: "1px solid rgba(211,163,84,.4)",
            background: "rgba(211,163,84,.08)",
            padding: 26,
            borderRadius: 8,
            marginBottom: 55,
          }}
        >
          <p style={eyebrow}>If something feels wrong right now</p>
          <h2
            style={{
              fontFamily: "Georgia, 'Times New Roman', serif",
              fontSize: 32,
              fontWeight: 500,
            }}
          >
            Stop before sending anything else.
          </h2>

          <ol style={{ lineHeight: 1.8, color: "#e5e1d7", paddingLeft: 22 }}>
            {actionSteps.map((step) => (
              <li key={step} style={{ marginBottom: 9 }}>
                {step}
              </li>
            ))}
          </ol>
        </aside>

        <section
          style={{
            padding: "45px 0",
            borderTop: "1px solid rgba(255,255,255,.11)",
          }}
        >
          <p style={eyebrow}>Know the Pattern</p>
          <h2
            style={{
              fontFamily: "Georgia, 'Times New Roman', serif",
              fontSize: "clamp(34px, 5vw, 52px)",
              fontWeight: 500,
            }}
          >
            Warning flags worth stopping for.
          </h2>

          <div style={flagGrid}>
            {warningFlags.map((flag) => (
              <article key={flag.title} style={flagCard}>
                <h3 style={{ marginTop: 0 }}>{flag.title}</h3>
                <p style={{ color: "#c8cbc5", lineHeight: 1.6 }}>
                  {flag.text}
                </p>
              </article>
            ))}
          </div>
        </section>

        {groups.map((group) => (
          <section
            key={group.title}
            style={{
              padding: "46px 0",
              borderTop: "1px solid rgba(255,255,255,.11)",
            }}
          >
            <p style={eyebrow}>Scam Prevention</p>

            <h2
              style={{
                fontFamily: "Georgia, 'Times New Roman', serif",
                fontSize: "clamp(30px, 4vw, 44px)",
                fontWeight: 500,
                margin: "8px 0 10px",
              }}
            >
              {group.title}
            </h2>

            <p style={{ color: "#bfc4bd", lineHeight: 1.65, maxWidth: 780 }}>
              {group.intro}
            </p>

            <div className={styles.rail}>
              {group.resources.map((resource) => (
                <article key={resource.name} className={styles.card}>
                  <div>
                    <h3 style={{ marginTop: 0, fontSize: 20 }}>
                      {resource.name}
                    </h3>
                    <p
                      style={{
                        color: "#c8cbc5",
                        lineHeight: 1.6,
                        fontSize: 15,
                      }}
                    >
                      {resource.description}
                    </p>
                  </div>

                  <a
                    href={resource.href}
                    target="_blank"
                    rel="noopener noreferrer"
                    style={button}
                  >
                    Visit Resource ↗
                  </a>
                </article>
              ))}
            </div>
          </section>
        ))}

        <section
          style={{
            margin: "38px 0 0",
            padding: "50px 0",
            borderTop: "1px solid rgba(255,255,255,.11)",
          }}
        >
          <p style={eyebrow}>Why This Matters to Me</p>

          <h2
            style={{
              fontFamily: "Georgia, 'Times New Roman', serif",
              fontSize: "clamp(30px, 4vw, 44px)",
              fontWeight: 500,
            }}
          >
            Knowledge should be used to prevent harm.
          </h2>

          <p
            style={{
              color: "#d8d6ce",
              lineHeight: 1.75,
              maxWidth: 800,
              fontSize: 18,
            }}
          >
            My past is not the purpose of this page, but it is part of why this
            work matters to me. I know that choices I made harmed other people.
            Part of the responsibility I carry today is to use what I have
            learned to help people recognize manipulation earlier, protect
            their identity and money, and find trustworthy information before
            harm is done.
          </p>

          <p
            style={{
              color: "#bfc4bd",
              lineHeight: 1.75,
              maxWidth: 800,
            }}
          >
            The complete record is available for anyone who wants the fuller
            context behind that journey and its connection to the work I choose
            to do now.
          </p>

          <Link href="/toshin-charles-samuels" style={button}>
            Read the Full Record
          </Link>
        </section>

        <footer
          style={{
            padding: "45px 0 80px",
            borderTop: "1px solid rgba(255,255,255,.11)",
            color: "#aeb5ad",
            fontSize: 14,
            lineHeight: 1.7,
          }}
        >
          <p>
            Scam tactics, reporting systems and agency guidance change over
            time. Always verify important information directly with the
            relevant organization using an official website or contact method
            you independently located.
          </p>

          <p>
            These resources are educational and are not legal, financial,
            cybersecurity or law-enforcement advice.
          </p>
        </footer>
      </div>
    </main>
  );
}
